Cour de cassation, première chambre civile, 27 avril 2004 - le concubinage et la solidarité en matière de dettes

Extraits

[...] Comme le souligne donc la Cour de cassation, le Tribunal d'instance a donc violé l'article 220 du Code civil puisque la solidarité qui existe en cas de mariage n'est pas applicable en cas de concubinage. Il faut voir à présent les conséquences du refus de la Cour de cassation d'appliquer la règle de solidarité en cas de concubinage et donc de l'absence de régime matrimonial. B. Les conséquences de ce refus Qui dit régime matrimonial, dit mariage, ce qui écarte l'existence d'un régime matrimonial s'il n'y a pas de mariage. [...]

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010101010101010101010101010101010101010101201e1616161b 01211116160b222301010101010101010101010101010101010101010101010101010101 010101010101010101010101010101010101010101010101010101010101010a01010101 01010101010101010101010101010101010d191a16121b1c010101010101010101010101 0101010101010101010101010101010101010101010101010101010101010101011d1e16 16161f1d0101010101010101010101010101010101010101010101010101010101010101 0101010101010101010101010101010101010101010101010101010a0101010101010101 01010101010101010101010101010e111212131401010101010101010101010101010101 0101010101010101010101010101010101010101010101010101010101150c 010101010101010101010708090a0b0c0d01010101010101010101010101010101010101 01010101010101010101010101010101010101010101010101010e0b0a0a0f 0101010101010101010101010101011a 0101010101010101010101110c00000040092900aa0000000000000020008b0000000000 040000002701ffff030000000000 Commentaire de l'arrêt du 27 avril 2004 rendu par la première chambre civile de la Cour de cassation Le 27 avril 2004, la première chambre civile de la Cour de cassation a rendu un arrêt de cassation. Les textes visés sont les articles 220 et 1202 du Code civil. M. X et Mlle Y ont vécu en concubinage. Ils ont contracté un prêt à la société Cetelem pour les besoins du ménage. Le contrat n'est pas signé et c'est Mlle Y qui était à l'origine des demandes financières. Les échéances du prêt ont été prélevées sur le compte de M. [...]

[...] X. Devant la Cour de cassation, le demandeur est M. X. En première instance, le Tribunal d'instance a été saisi par M. X le 23 mars 2001. M. X reproche à la juridiction de première instance de l'avoir condamné solidairement à payer le solde du prêt du prêt à la société Cetelem avec son ancienne compagne. [...]

[...] Il faut voir à présent la relation d'un concubin avec le créancier de l'autre. B. La relation d'un concubin avec le créancier de l'autre Les concubins ne sont pas, à l'instar des époux, tenus de contribuer aux charges de la vie commune ni tenus solidairement des dettes du ménage, ce qui n'exclut pas la reconnaissance se tempéraments tenant notamment à un aménagement conventionnel entre les concubins, à l'existence d'une société de fait entre eux. En l'espèce, aucun aménagement conventionnel n'est stipulé entre M. [...]

[...] Les concubins ne sont aucunement tenus de contribuer à ces charges dans des conditions semblables à celles que prévoit l'article 214 du Code civil au sujet des couples mariés. On ne saurait pas davantage admettre ici l'existence d'une solidarité pour les dettes ménagères. M. X n'est donc tenu d'aucune solidarité envers Mlle Y pour régler le solde du prêt puisque c'est elle qui est à l'origine des demandes financières. Suite à l'étude de l'absence de régime matrimonial, il convient d'étudier les rapports pécuniaires des concubins avec des tiers. II. [...]